Here is a tale of danger: your information online isn’t safe …
My tale begins a few months ago. I was trying to get some additional funds for my family after the loss of some funds. I had tried ‘GoFundMe’ never went anywhere so I had tried to get a grant for medical expenses but had never applied to any. I got distracted with work and forgot about it.
Fast forward to yesterday: I was at the doctors and got a call on my cell phone with a person saying they were going to ‘give’ me a grant for nine thousand dollars. They had information that was basic and they said they were going to ‘Western Union‘ the money to me. They wanted to do a transfer to my bank acct – NOT!.They said they were going to call back in about an hour and a half and never did.
I tried to call them back and the number didn’t work 1st warning bell! The second one was the fact that they used key words ‘FREE, USAA, MONEY THAT I WOULDN’T HAVE TO PAY BACK’ second warning bell!! Both I heard and listen to. When I tried to call them back and the number didn’t work, I got worried. I called ‘Western Union‘ and they said there was no funds waiting for me -I expected the answer. I called USAA (very good company and very safe) and told them what happened and that they had used the company name – 30 minutes later I had done a fraud report and been able to verify that I am who I say I am.
This morning I was going through my old emails and found one that I had forgotten about and that was a federal site that would help with getting grants, so I called them – the young lady was very friendly. I explained what had happened and she said that it was a scam and that I had done the right thing by not giving any information. She explained that the information that the person said they had could be gotten anywhere.
So what is this tale trying to warn you of –
1:IF IT SOUNDS TOO GOOD TO BE TRUE — IT PROBABLY IS
2: IF YOU ARE TRYING TO GET A GRANT — THE COMPANY WILL HAVE CERTAIN INFORMATION IN IT SUCH AS A START AND STOP DATE
3: CHECK YOUR CREDIT INFORMATION — YOU CAN SEE AND DISPUTE PROBLEMS
4: DOCUMENT EVERYTHING — IT CAN PROTECT YOU AND SAVE YOU A HEADACHE LATER.